Loantopia | Loan Rates + Fees
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Loan Rates + Fees

No Hidden Fees. Always Transparent.

At Loantopia, we are committed to ethical and transparent business practices. We publish our interest rates and associated fees online so that you know exactly what it costs to borrow money with us.

Terms
Payment Plan
T&C by State
Regulatory Contact Info

Terms

Loan amounts: $2,600 – $5,000

Interest Rate Range: 145% – 215%

Loan Duration: Up to 24 months

NO PREPAYMENT PENALTY

Rates are based on the customer’s credit, income and loan repayment history, as well as a number of other factors. The table below provides loan examples offered to recent Loantopia customers. If approved, the specific rate and terms of your loan agreement will be based on your financial situation.  APR’s might differ after origination fee and timing of payments.

Payment Plan

Loan amounts: $2,600

Loan Fee: $75

Annual Interest Rate: 215

Number of bi-weekly payments: 52

Amount per Payment: $237.46

NO PREPAYMENT PENALTY

*Terms listed above are an example only. If you are interested in a different loan amount and payment terms, please get in touch with one of our loan specialists.

Payment Plan

Loan amounts: $3,500

Loan Fee: $75

Annual Interest Rate: 179%

Number of bi-weekly payments: 52

Amount per Payment: $270.66

NO PREPAYMENT PENALTY

*Terms listed above are an example only. If you are interested in a different loan amount and payment terms, please get in touch with one of our loan specialists.

Payment Plan

Loan amounts: $4,250

Loan Fee: $75

Annual Interest Rate: 165%

Number of bi-weekly payments: 52

Amount per Payment: $306.09

NO PREPAYMENT PENALTY

*Terms listed above are an example only. If you are interested in a different loan amount and payment terms, please get in touch with one of our loan specialists.

Payment Plan

Loan amounts: $5,000

Loan Fee: $75

Annual Interest Rate: 145%

Number of bi-weekly payments: 52

Amount per Payment: $322.99

NO PREPAYMENT PENALTY

*Terms listed above are an example only. If you are interested in a different loan amount and payment terms, please get in touch with one of our loan specialists.

T&C by State

Please view the Terms and Conditions and Privacy Policy for more information. Rates are calculated using the simple interest method. APR calculation is based on your first payment 15 days from the loan effectiveness dates. Annual percentage rates (APR’s) may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Regulatory Contact Info

California Department of Business Oversight
Financial Services Division
1515 K Street, Suite 200
Sacramento, CA 95814
Phone: (866) 275-2677

Loantopia LLC (formerly Shoreside Capital) recently changes its name and its name is change is pending at the California Department of Business Oversight.

Ready to get started?

Apply for your loan today.