Loantopia | Online Personal Loans
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We have a simple online application

A quick and transparent process.

Complete Application

Our online application process is simple and only takes a few minutes to complete – and its totally secure.

Provide a Few Documents

To get approved, we just need a few supporting documents: Bank Statement; Proof of Income; Valid form of ID.

Receive your funds

Once approved, your money will be directly deposited to your bank account as soon as the next day.

Why Choose Loantopia

An easy and secure lending experience.


Our application process is all done online, making it easy, quick and available 24/7. Complete the form at home or on the go via our app.


Your privacy is important to us. We use 128-bit encryption for the transmission of your application. /our tools are employed to ensure confidentiality.

Fast Approval

We are committed to providing the best customer experience. We promise to be responsive and work hard to approve applications promptly.

Direct Deposit

Loans or emergency funds can be directly deposited into your bank account within 24 hours of approval. No waiting for your check in the mail.

“I can’t emphasize how nice these people are. There are a few times in your life when you really need a little help, well this is the place to go. The process made me feel at ease and had a big impact. They made my day and I really appreciate their help. Thank you to all the staff!​”

– Arlene S. Silver Lake, Los Angeles, CA

Commonly Asked Questions

If you have others, get in touch with us today.

How much can I borrow?

Our loan approval amounts range from $2,600 to $5,000. Please note that minimum loan amount in California is $2,600. See our How It Works or Rates and Fees page for more information.

What is an installment loan?

An installment loan is a loan that is repaid over time with a set number of scheduled payments. At Loantopia installment loan may be repaid early without any prepayment charges.

How soon can I get my money?

If your application is received and approved by 6pm ET, we can electronically deposit your money into your account as early as the next business day. Applications received after 6pm ET are processed the next business day.

What if I change my mind and decide I do not want the loan?

If you decide you do not want the loan, you can return the money that we loaned you and cancel the transaction within three (3) days. No questions asked and no fees. It is risk free.