Loantopia is the best way to borrow money when you need it most. Everyday, we provide people with quick and direct deposit loans. If you're in a tight financial situation, let us help you too.Apply Now
Our online application process is simple and only takes a few minutes to complete – and its totally secure.
To get approved, we just need a few supporting documents: Bank Statement; Proof of Income; Valid form of ID.
Once approved, your money will be directly deposited to your bank account as soon as the next day.
Our loan approval amounts range from $2,600 to $5,000. Please note that minimum loan amount in California is $2,600. See our How It Works or Rates and Fees page for more information.Read More
An installment loan is a loan that is repaid over time with a set number of scheduled payments. At Loantopia installment loan may be repaid early without any prepayment charges.Read More
If your application is received and approved by 6pm ET, we can electronically deposit your money into your account as early as the next business day. Applications received after 6pm ET are processed the next business day.Read More
If you decide you do not want the loan, you can return the money that we loaned you and cancel the transaction within three (3) days. No questions asked and no fees. It is risk free.Read More